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Scenario Intelligence for Investors

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The Race
Scenario Builder Results Report User Manual therace.com
SCENARIO INTELLIGENCE FOR INVESTORS

See how the race ends before you run it.

Model a margined portfolio against a bull market or a downturn, weigh buying stock versus buying outside the markets, and compare the tax cost of selling now to the loss of holding through the drop — all from your own account dollar totals.

Portfolio—
Margin Loan—
Bull Case—
Downturn—
Build a scenario ↓

Scenario Inputs

Regular (Ordinary-Income) Bucket
Capital-Gains Bucket
Margin
Custodial Management
Market Assumptions

Estimates use simplified, straight-line assumptions for illustration only. Not tax, legal, or investment advice. Consult a qualified professional before acting.

The Race — Net Worth Across the Market

Each strategy's ending net worth as the market move ranges from a deep drop to a strong rally. Where the gold line falls fastest on the left is the price of leverage.

Ending Net Worth by Strategy

Side-by-side outcome for each modeled path under its stated market condition. The gold band spotlights the core decision: sell before the drop versus hold through it.

Margin-Call Cascade

When the Margin → Stock position breaches maintenance, the broker force-sells into a falling market. Each fire-sale dump pushes the price down further, re-triggering the call — a spiral that can end in a deficiency you still owe.

Custodial Managed Sale

The custodial line sits a buffer above the maintenance requirement. When the account falls to it, an executive can step in and sell assets in an orderly, managed way — before a forced margin call. The goal is to manage an approaching call in a bear market: a managed sale beats a forced sale because it avoids fire-sale price impact.

Tax Impact of Selling Now

Gross proceeds less ordinary-income and capital-gains tax on the realized buckets.

Scenario Report

Plain-language read-out generated from your inputs.

    The Race

    © The Race · Scenario Intelligence for Investors · www.therace.com · v1.04

    ↓ Download the User Manual (PDF)

    For educational and illustrative purposes only. Not financial, tax, or legal advice.

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